Categories
Career & Finance

Millennial Home Lending: How To Get Pre-approved For A Mortgage

Only 1 in 3 millennials under the age of 35 owned a home as of the end of the year 2018 in America, according to the census report. Why is this number so low?   Millennials, unlike the previous generations, have unique circumstances that compromise their ability to access mortgage loans. Some of these circumstances […]

Categories
Career & Finance

Debt Consolidation? Make It Make Sense

Debt consolidation. Bill consolidation. Credit consolidation. All these terms refer to a financial strategy whereby a person decides to take out a loan from one lender and payout all the other debts, bills, or credits from different lenders. It leaves you repaying only that single loan at a lower interest. Many Americans have embraced debt […]

Categories
Career & Finance

5 Personal Finance Books To Help You Get Your Money Right

Fall is upon us. With only four months left of 2019, right now is the perfect time to get your finances in order or to revamp your current personal finances before the new year. Thankfully, in today’s world, there are so many different tools and resources that provide helpful information that can help you accomplish […]

Categories
Career & Finance

Budgeting Tips That Should Get You Started Today

How good are you with money? A lot of people struggle with their finances, and it may take a while before they finally nail the trick to keeping them right. Summer is quickly coming to an end, and kids are resuming school. Are you prepared? Do they have everything they need? Budgeting is an essential […]

Categories
Career & Finance

5 Ways To Finance Your Business

Are you thinking of starting your own business? Have you finally drafted a business plan to actualize your idea? According to the Bureau Labor of Statistics, 20% of companies fail in the first year. You don’t want to start a business, and then it fails within the first year, after all the sacrifices that come […]

Categories
Career & Finance

Here Are The Best Job Apps All Job Seekers Should Know About

Social media has created a fake reality that has made people believe that they can just wake up and become entrepreneurs. This has encouraged many people to leave their jobs to become their own bosses. The fact of the matter is that most individuals are not born with an entrepreneurial spirit. They don’t have the […]

Categories
Career & Finance

5 Tips On Getting Out Of Credit Card Debt

Early this month, CNBC highlighted the story of Kristy Epperson, a 23-year nurse who cleared her student loan and car loan both worth $20,000 in just a year. What’s more is that she was able to buy a home with only 5% down. How did she manage this- ditching credit cards and only using cold […]

Categories
Career & Finance

6 Tips You Should Consider To Pay Off Your Student Loans Faster

Hands up if you’re one of the people who’re waiting for Bernie Sanders, Elizabeth Warren, to help you clear your student loans. I guess not many people. It would be folly to sit and wait for a particular person to win the white house race for your student debt to be canceled. Here are some […]

Categories
Career & Finance

6 Tips To Save Money This Summer

I haven’t always been great at saving money in the summer. I have kept the air conditioner on for hours. I have spent tons of money eating out. I even signed up for gym memberships, using them for a while then forgetting all about them. If you have any of these problems then keep reading. […]

Categories
Career & Finance

Balancing your 9-5 and Side Hustle is Possible

Having a side hustle or side business is something that many people are diving into while working their 9-5 job. These days, many people are taking the fast track to create generational wealth for themselves and their family. Adding on a small business in addition to a full time job is a way people are […]